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According to a Federal Reserve study, only 19 percent of transactions were made with cash in 2020, down seven points from the year before. But when it comes to philanthropy, the cash-is-king mindset is still strong.

So strong that some donors are missing out on an opportunity to give non-cash assets like real estate, publicly-traded stock, and retirement accounts such as IRAs. Moreover, this type of donation can result in a bigger gift for the recipient and a better tax deduction for the donor.


  • A detailed description of giving non-cash assets directly to charities, including the Vermont Community Foundation 
  • Four real-life scenarios to ground your understanding of the concept:
    • Giving with stock
    • Giving with real estate
    • Giving with a family business
    • Giving with retirement funds
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iStock 603284642 trash resized for CC
Too Much Trash: How charitable giving can help Vermonters generate less waste

Vermont has some of the nation's most-forward thinking laws when it comes to recycling, composting, and the environment. But we have not lowered the volume of trash that goes to landfills. Instead, we are dumping even more waste pollution on future generations. 

It doesn’t have to be this way. Charitable individuals can drive meaningful change and help fix the trash problem. Our new Insight Hub brief shares three actions that should be top-of-mind. 

Read the brief "Too Much Trash: How charitable giving can help Vermonters generate less waste" »